Finance apps
E-wallets, digital banking, budgeting and investing.
Guides
8.2/10Apple Pay
Tap-to-pay on iPhone and Apple Watch, no fee, card number hidden from merchants
7.7/10Techcombank Mobile
Techcombank's retail banking app with zero-fee transfers and auto-earning
7.5/10Wealthfront
US cash and robo-advisor: 3.55% base APY, 0.25% advisory fee, fee-free brokerage
7.5/10Revolut
UK-born finance super-app: multi-currency cards, transfers, savings and investing
7.5/10VPBank NEO
VPBank's digital banking app: eKYC onboarding, free transfers, many bundled services
7.5/10VietinBank iPay
VietinBank's banking app: AI suggestions, V-Wealth investing and VNeID account opening
7.5/10MoMo
Widely used Vietnamese e-wallet for transfers, bills, spending tracking and QR payments
7.4/10Trade Republic
European neobank and broker: invest from 1 €, fee-free savings plans, interest on cash
7.4/10Cake by VPBank
VPBank's mobile-only digital bank, bundling savings, credit cards and loans
7.4/10Viettel Money
Viettel's wallet: transfers, bills, phone top-ups and a Mobile Money account
7.4/10MB Bank
MB's banking app: free transfers, online sign-up and strong store ratings
7.3/10Phantom
Self-custody multichain wallet now with perps and prediction markets, 0.85% swap fee
7.3/10Ramp
Corporate cards, expenses, bill pay and accounting automation in one platform
7.3/10Zalopay
VNG's e-wallet for QR payments and transfers, including inside Zalo chats
7.3/10TradingView
Charting, alerts and social platform for people who follow financial markets
7.2/10OKX
A large crypto exchange with a Web3 wallet, but a US legal-compliance record to weigh
7.2/10ShopeePay
Shopee-linked e-wallet: QR payments, bills, top-ups, pay-later and online loans
7.2/10BIDV SmartBanking
BIDV's digital banking app: many fees waived, AI assistant and auto-investing
7.2/10Binance
Large crypto exchange with a 0.1% base spot fee, under legal and security scrutiny
7.1/10Kalshi
CFTC-regulated prediction market exchange trading event contracts from 1 to 99 cents
7.1/10TPBank Mobile
TPBank's digital banking app: zero-fee transfers, Voice Pay and ChatPay
7.1/10Bybit
A crypto exchange strong in derivatives, hit by a USD 1.5 billion hack in 2025
7.0/10VNPAY
QR payment network inside bank apps, plus an app for shopping, tickets and finance
6.9/10Kraken
Long-running crypto exchange adding stocks and futures; 3.1/5 on Trustpilot
6.9/10Hyperliquid
On-chain perps exchange on its own L1 with low fees, but liquidation and governance risks
6.9/10Chime
US banking app with no monthly fees, but 3.4/5 on Trustpilot over support and disputes
6.9/10Polymarket
Large USDC-based prediction market, now also with a dedicated US app
6.9/10Home Credit
A consumer-finance company's app for loans, cards, pay-later and everyday utilities
6.8/10VCB Digibank
Vietcombank's digital banking app: zero-fee transfers, but low store ratings
6.7/10Agribank Plus
Agribank's digital banking app: broad payment utilities, low store ratings
6.6/10PayPal
Global wallet for overseas shopping and getting paid, with notable conversion fees
6.4/10GoFundMe
Crowdfunding platform with no platform fee, only transaction fees
Hidden fees, transaction limits and login security are the first things we check in finance apps.