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Ease of use3Features3Value for money3Performance3Support3Privacy & security3

	Zalopay	Apple Pay Best match for you
Your score	7.4	8.1
AppDuo score	7.3	8.2
Ease of use	8.0	8.8
Features	8.2	7.8
Value for money	7.8	9.0
Performance	7.8	7.8
Support	6.5	7.0
Privacy & security	5.8	8.5
Starts at	Free	Free
Free plan
Free trial	—	—
Web
iOS
Android
Windows
macOS
Linux
Works offline
Public API
Self-hostable
Open source
AI features
Real-time collaboration
End-to-end encryption
Templates
Integrations
Mobile app
Launched	2016	2014
Developer	Công ty Cổ phần ZION (VNG)	Apple Inc.
Best for	Frequent Zalo users who want to send money and pay inside the chat window People who want QR payments at home and in several other countries, plus bills and phone top-ups Users who want to link several bank accounts to one wallet	iPhone and Apple Watch owners who want to pay with a bank card in stores, in apps and online without taking the card out People who prioritise payment security and want to authorise with Face ID or Touch ID

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