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Best Apple Pay alternatives

6 tools that do what Apple Pay does, ranked by our overall review score.

Why are you switching?
  1. MoMo7.5Widely used Vietnamese e-wallet for transfers, bills, spending tracking and QR payments
  2. Zalopay7.3VNG's e-wallet for QR payments and transfers, including inside Zalo chats
  3. ShopeePay7.2Shopee-linked e-wallet: QR payments, bills, top-ups, pay-later and online loans
  4. VNPAY7.0QR payment network inside bank apps, plus an app for shopping, tickets and finance
  5. VCB Digibank6.8Vietcombank's digital banking app: zero-fee transfers, but low store ratings
  6. PayPal6.6Global wallet for overseas shopping and getting paid, with notable conversion fees